Notice – Whitley Mortgage Associates, Inc. shares the following Privacy Policy
This Privacy Policy is a rider to the COMPANY COMPLIANCE MANUAL. The COMPANY COMPLIANCE MANUAL defines the Whitley Mortgage Associates, Inc. Privacy Policy on page 25 of the manual. This document is supplementary to the manual and is the Privacy Policy of Whitley Mortgage Associates, Inc.
WHAT DOES WHITLEY MORTGAGE ASSOCIATES, INC. DO WITH YOUR PERSONAL INFORMATION?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also required us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect, and share depend on the product or service you have with us. This information can include:
- Social Security Number and Income
- credit scores and assets
- employment information and checking account information
HOW? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Whitley Mortgage Associates Inc chooses to share; and whether you can limit this sharing.
TO LIMIT OUR SHARING: MAIL THE FORM BELOW
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
QUESTIONS: Call 704-283-9465 or go to https://www.whitleymortgage.com
WHO WE ARE:
WHO IS PROVIDING THIS NOTICE?
Whitley Mortgage Associates, Inc.
P.O. Box 1045
121 E. Phifer St.
Monroe, NC 28110
WHAT WE DO:
HOW DOES WHITLEY MORTGAGE ASSOCIATES, INC. PROTECT MY PERSONAL INFORMATION?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We take our responsibility to protect the privacy and confidentiality of customer information very seriously. We maintain physical, electronic, and procedural safeguards that comply with the federal standards to store and secure information about you from unauthorized access, altercation and destruction. Our control policies for example, authorize access to customer information only by individuals who need access to do their work.
HOW DOES WHITLEY MORTGAGE ASSOCIATES, INC. COLLECT MY PERSONAL INFORMATION?
We collect your personal information, for example, when you:
- apply for a loan or give us your income information
- provide employment information or show your government-issued ID
- provide your mortgage information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
WHY CAN’T I LIMIT ALL SHARING?
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State Laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
DEFINITIONS:
AFFILIATES –
Companies related by common ownership or control. They can be financial and nonfinancial companies
Whitley Mortgage Associates, Inc. has no affiliates.
NONAFFILIATES –
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Whitley Mortgage Associates Inc does not share with non-affiliates so they can market to you.
JOINT MARKETING –
A formal agreement between non-affiliated financial companies that together market financial products or services to you.